Compare Cards
UPside Clear
UPside Access
UPside Edge
Pay Jr.
Facecard
Discover
Purchase Fee
FREE
FREE
FREE
$9.95 or $19.95
FREE
FREE
Membership Fee
FREE
$2.99 monthly
$29.95 annually
Up to $4.95 monthly
FREE
$5/month or $50 Annual Fee
Load from Credit/Debit Card
$2.50 convenience fee for instant reload
$2.50
$0.99 - $15.00
Any load over $600.01 has a fee of 2.5% of the load amount
FREE
Load from ACH Bank Account Transfer
FREE
FREE
FREE
$0.50
FREE
(not currently available)
FREE
ATM Withdrawal Fee
N/A
$1.49
$1.49
$1.00
$1.50
First 4/month free. $0.50 for subsequent withdrawals
Card Replacement Fee
$8.95
$8.95
$8.95
$15.00
$9.95
$3.00
Maximum Load Amount
$500
$500
$500
$250
$5000
$2500
Key Features
Rewards Program
YES
Cash back to card for referring friends, purchases at over 200 leading merchants, and point-for-dollar match on value loads (Edge only)
NO
YES
Money back for purchases at 1 merchant
Current Deals (coupons for various merchants)
Load Frequency Restrictions
N/A
N/A
N/A
N/A
Up to 2 times daily, 4 times weekly and 10 times monthly
Up to $2500 maximum balance
Recurring Allowance Scheduling
YES
YES
YES
YES
NO
NO
Card-to-Card Transfers
YES
YES
YES
NO
YES
NO
Mobile Phone Access
YES
YES
YES
NO
NO
YES
Separate Teen & Parent Account Access
YES
YES
YES
NO
NO
YES
Card Design Choice
YES
YES
YES
YES
(for extra $10)
YES
YES